CHATHAM VENTURES

Douglas M. Chatham , Owner
Environmental Chemist

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Mortgage Loan Tips

FREE!! THE MOST VERSATILE AMORTIZATION TEMPLATE FOR EXCEL --FREE!!

NEW: Three Excel loan payment templates. One is a ";What If?"; (enter 3 parameters, it calculates the fourth). The second is a straight forward, no frills amortization schedule. The third is the fully functional template loaded with features. This is the most versatile Excel loan payment template available. All three are now FREE. Loaded on June 12, 2005 (Check it out)

LET US CONVERT YOUR EXCEL SPREADSHEET DATABASE INTO AN ACCESS DATABASE

BLANKS

This is the section of the position paper dealing with field blanks with justifications for reducing the number of blank samples submitted.

SPIKES

This section of the position paper argues against the use of matrix spikes. This section alone can reduce analytical cost by 10%.

2ndCOLUMN

2nd Column Confirmations are needed only for the initial investigation at a site. After the presence of a contaminant has been confirmed once, it does not need to be confirmed continually.

DUPLICATE

Duplicates are generally a waste of time and money and they don't usually add to the quality of the data.

AMORTIZATION SCHEDULES

FREE There are now three Excel loan payment templates. One is a ";What If?"; (enter 3 parameters, it calculates the fourth). The second is a straight forward, no frills amortization schedule. The third is the fully functional template loaded with features. This is the most versatile Excel loan payment template available. All three are now FREE. Loaded on June 12, 2001 (Check it out)

MYPAGE

On "My Page", I discuss some pet topics, express some opinions, and provide links to some of my favorite sites. My latest soap-box is highway safety.

MYRESUME

This is the resume of Douglas M. Chatham, environmental chemist, process chemist and trouble-shooter, and data processing specialist.

Position Paper

This position paper proposes elimination of unnecessary field QC samples including blanks, matrix spikes, duplicates, and second column confirmations. The principles discussed can save as much as 50% of the analytical cost of a project. Click Here to download the paper.

Chatham Ventures offers data verification, data validation, reviews of Quality Assurance Project Plans with guaranteed savings in analytical costs, and environmental chemistry seminars.

Chatham Ventures is proud to offer a series of environmental chemistry seminars. Click the TOPICS button to see a list of seminar topics offered

ENVIRONMENTAL CONSULTINGPosition PaperAMORTIZATION SCHEDULESMYRESUMEMYPAGE

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